Apply for a Loan with Home Certificate Guarantee specifically for Employees, with only 0.9% interest per month. Check out the Terms and Conditions.
Application requirements:
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Minimum age of 21 years and maximum age of 65 years (until the loan is fully paid).
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Only applicable to the following branches:
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Jabodetabek
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East Java Area (Surabaya, Sidoarjo, Malang, and Gresik)
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Ownership status of the prospective customer's house under their name, spouse's name, biological parents, or parents-in-law.
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Prospective customers must be permanent employees or contract employees with a work period of > 1 year.
Property profile:
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Have property rights (SHM/SHGB) under the prospective customer's name, spouse's name, or biological parents' name.
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Not located in an alley, can accommodate 1 car lane (3 meters), and not in a settlement.
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Not close to public facilities, power lines, cemeteries, or river basins.
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Not in the process of being sold.
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House is occupied or if vacant, for a maximum of 6 months.
Required documents:
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Personal documents: ID card (KTP), Family card (KK), Tax ID (NPWP), Marriage certificate.
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Last property tax (PBB) receipt and STTS payment.
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Asset documents: PBB, Property rights certificate (SHM), and Building Permit (IMB) (Main IMB / Split IMB).
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Income documents:
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Last 3 months' personal bank statements or joint bank statements with spouse.
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Personal payslip or joint payslip with spouse for the last 3 months and employment certificate.
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Application Conditions:
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Minimum disbursement amount of 300 million and maximum of 3 billion.
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Tenure of 7 years (84 months) is only applicable to prospective permanent employees or contract employees with a work period of > 1 year.
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Interest rate of 0.9% per month.