BFI Finance is a Trusted Finance Company in Indonesia

Since 1982

42 years of attending and serving the financial needs of the community

2.000.000+

People have chosen BFI Finance as their financial partner

200 Branches

Services that are spread almost throughout Indonesia

This month special promos and Information

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paket wirausaha pbf english

Why should you go to BFI Finance?

BFI Finance is ready to meet your financial needs

  • Funding without Additional Fee

    Get full funds to meet your needs

  • Low Interest

    Interest starts from 0.54% per month, with annual interest rates starting from 12%

  • High funding

    Liquid financing starts from Rp300 million to Rp5 billion

  • Funding without Additional Fee

    Get full funds to meet your needs

  • Low Interest

    Interest starts from 0.54% per month, with annual interest rates starting from 12%

  • High funding

    Liquid financing starts from Rp300 million to Rp5 billion

XTRA Mudah prosesnya, cepat pengajuannya, ringan bunganya

Pinjaman dengan jaminan Sertifikat Rumah/Ruko/Rukan bunga rendah mulai dari 12% per tahun

Ajukan Sekarang

XTRA Mudah prosesnya, cepat pengajuannya, ringan bunganya

Pinjaman dengan jaminan Sertifikat Rumah/Ruko/Rukan bunga rendah mulai dari 12% per tahun

Ajukan Sekarang

Easy Financing Process

Apply the easy way, follow the steps below

  • fill form

    1. Online Form

    Fill out the form and complete your personal data so that the loan submission can be processed

  • konfirmasi

    2. Confirmation

    After the data is completely filled in, you will be contacted by our Call Center

  • survey

    3. Survey

    BFI Finance will conduct a survey for the next process

  • funding

    4. Loan disbursement

    Loan funds will be disbursed to a registered account

Kalkulator Angsuran Pinjaman Jaminan Sertifikat Rumah/Ruko/Rukan

Rencanakan Pembiayaan Anda Gratis
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Rp 1
Rp 1
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Hitung Simulasi
*Nominal pembiayaan bersifat estimasi. Besarnya pembiayaan hasil verifikasi kondisi kendaraan

House Ownership Certificate / Rights to Build Collateral Financing Information

Financing Requirements

Self Profile

  • Indonesian Citizen
  • Age 21 - 65 years old or already married
  • Have own income
  • Based in Indonesia

Financing Profile Requirements

Profil Rumah / Ruko

  • Permanent building
  • House that is eligible to be financed has to be located in a cluster, compound and habitation
  • Shop House that is eligible to be financed must have minimum 2 floors with the ground floor as business place, generally has an open air front design and in commercial area
  • Guarantees that can be funded are only SHM/SHGB certificates in their own names, spouse, biological parents (both must be alive), in-laws (both must be alive)
  • Located in Jabodetabek, Sidoarjo, Surabaya, Gresik, Malang, and Balikpapan

Persyaratan Mudah

Pinjaman dana Anda bisa langsung diproses dengan menyiapkan dokumen di bawah ini

KTP Pemohon & Pasangan (Jika sudah menikah)

Kartu Keluarga

NPWP

Buku Nikah / Akta Nikah

Dapatkan Dana Tunai dengan Pengajuan Pinjaman Jaminan Sertifikat Rumah/Ruko/Rukan di BFI Finance

Tenor panjang sampai 7 tahun

Ajukan Sekarang

Dapatkan Dana Tunai dengan Pengajuan Pinjaman Jaminan Sertifikat Rumah/Ruko/Rukan di BFI Finance

Tenor panjang sampai 7 tahun

Ajukan Sekarang

Customer Success Stories

“Pada tahun 2014, saya mempercayakan jaminan kendaraan-kendaraan kepada BFI Finance untuk mengembangkan armada dan menambah modal.”

Deddy Setiawan

Pengusaha Jasa Transportasi

"Peran BFI buat saya, sangatlah membantu kebutuhan diwaktu saya butuh modal dan usaha saya bisa berkembang juga atas bantuan dari BFI Finance"

Farida

Warung Mbah Mie - Ketapang

Frequently Asked Questions

1. What is the minimum and maximum amount of funds?

Funds that can be borrowed start from IDR 300 million to IDR 5 billion

2. What home certificates can you apply for as a guarantor?

The collateral that can be funded is only an SHM/SHGB certificate in the name of oneself, partner, biological parents (both must be alive), in-laws (both must be alive)

3. What areas are covered by the Home Certificate secured loan product by BFI Finance?

The areas covered for loan products guaranteed by house / shophouse / shophouse certificates are the Jabodetabek, Surabaya, Sidoarjo, Gresik, Malang, and Balikpapan

4. What are the requirements for applying for a Home Certificate secured loan?

Personal Profile

  • Indonesian citizens
  • Aged 21-65 years and marital status unmarried, married and divorced
  • Own house ownership, partner, family, annual contract
  • Occupation :
    • Employees (minimum permanent 2 years)
    • Self-employed (minimum 2 years)
  • It is unacceptable if the type of business/profession violates the law

House / Shophouse Profile

  • Occupied or inhabited houses and permanent buildings
  • Houses that can be financed must be located in clusters, complexes or residential areas
  • The house is not in an alley or can be passed by 1 car
  • The house is not close to public facilities, sutet, cemeteries
  • The house is not in the process of being sold
  • The only collateral that can be financed is the SHM/SHGB certificate in your own name, spouse, biological parents (both must be alive), in-laws (both must be alive)
  • Locations in Jabodetabek, Sidoarjo, Surabaya, Gresik, Malang, and Balikpapan

5. Is BFI Finance safe?

Safe because BFI Finance is licensed and supervised by the Financial Services Authority

Have further questions? Contact Us

Enjoy fast disbursement process by completing the existing requirements

Apply Now Application Consultation
© 2024 - PT BFI Finance Indonesia Tbk