Quick application approved
Long tenor up to 7 years
Quick application approved
Long tenor up to 7 years
BFI Finance berizin dan diawasi oleh Otoritas Jasa Keuangan
Since 1982
More than 40 years present and serving the community's financial needs
>400.000
Active consumers have chosen BFI Finance as their financial partner
>200 Branch
Service spreads across most of Indonesia
BFI Finance is ready to meet your financial needs
Get full funds to meet your needs
Interest starts from 0.54% per month, with annual interest rates starting from 12%
Liquid financing starts from Rp300 million to Rp5 billion
Get full funds to meet your needs
Interest starts from 0.54% per month, with annual interest rates starting from 12%
Liquid financing starts from Rp300 million to Rp5 billion
XTRA Mudah prosesnya, cepat pengajuannya, ringan bunganya
Loans with a House/Shophouse/Shophouse Certificate guarantee with low interest starting from 12% per year
XTRA Mudah prosesnya, cepat pengajuannya, ringan bunganya
Loans with a House/Shophouse/Shophouse Certificate guarantee with low interest starting from 12% per year
Apply the easy way, follow the steps below
1. Online Form
Fill out the form and complete your personal data so that the loan submission can be processed
2. Confirmation
After the data is completely filled in, you will be contacted by our Call Center
3. Survey
BFI Finance will conduct a survey for the next process
4. Loan disbursement
Loan funds will be disbursed to a registered account
Application Profile for Individuals
Business Requirements
House Profile
The house must be occupied and a permanent structure.
Eligible houses must be located in a residential cluster, complex, or housing area.
The house must not be located in a narrow alley and must be accessible by at least one car.
The house must not be near public facilities, high-voltage power lines (SUTET), or cemeteries.
The house must not be in the process of being sold.
Only properties with a Hak Milik (SHM) or Hak Guna Bangunan (SHGB) certificate under the name of the owner, spouse, biological parents (both must be alive), or in-laws (both must be alive) are eligible for financing.
The property must be located in Jabodetabek, Sidoarjo, Surabaya, Gresik, Malang, Medan, Denpasar, or Balikpapan.
Kelengkapan dokumen yang dibutuhkan untuk pengajuan pembiayaan dengan jaminan sertifikat rumah / ruko / rukan adalah sebagai berikut :
Dokumen |
Badan Usaha (CV) |
Badan Hukum (PT) |
Akta Pendirian PT dan Surat Keputusan Pengesahan Kementerian Hukum dan Hak Asasi Manusia |
|
√ |
Akta Pendirian CV dan Surat Keterangan Terdaftar atau Surat Keterangan Pencatatan Pendaftaran dari Kementerian Hukum dan Hak Asasi Manusia |
√ |
|
Akta Penyesuaian Anggaran Dasar dengan Undang Undang Perseroan Terbatasdan Surat Persetujuan Kementerian Hukum dan Hak Asasi Manusia |
|
√ |
Akta Perubahan Anggaran Dasar CV sampai dengan akta perubahan terakhir berikut Surat Keterangan Pendaftaran Perubahan dari Kementerian Hukum dan Hak Asasi Manusia |
√ |
|
Akta Perubahan Anggaran Dasar sampai dengan Akta Perubahan terakhir berikut Surat Persetujuan dan/atau Penerimaan Pemberitahuan Kementerian Hukum dan Hak Asasi Manusia |
|
√ |
NPWP (PT/ CV) |
√ |
√ |
Perizinan Berusaha Berbasis Risiko - Nomor Induk Berusaha (RBA - NIB) |
√ |
√ |
Izin Usaha Khusus seperti Surat Ijin Usaha Jasa Konstruksi (SIUJK), Surat Ijin Usaha Kepariwisataan (SIUK), dll. Ijin tersebut menyesuikan dengan bidang usaha cadeb PT tsb. |
√ |
√ |
Your loan funds can be processed immediately by preparing the documents below.
Loan |
Rp300.000.000 |
Time period |
60 months or 5 years |
Interest |
Rp300.000.000 x 0.78% x 60 months = Rp140.400.000 |
Total loan |
Rp300.000.000 + Rp140.400.000 = Rp440.400.000 |
Installment / month |
Rp328.080.000 / 60 months = Rp7.340.000 |
*The installment scheme is only a simulation and not the loan approval of funds. Figures can change and be adjusted based on further assessment in accordance with BFI Finance policy.
For your information, if you apply with a House/Shophouse/Shop Office Certificate guarantee at BFI Finance
Flat Interest per Month |
0.54% to 2% |
Minimum & Maximum Interest Rate per Year |
Starting from 12% - maximum 24% (depending on asset condition and completeness of documents) |
Minimum & Maximum Loan |
Rp300 Million until Rp5 Billion |
Domicile |
Jabodetabek, Sidoarjo, Surabaya, Gresik, Malang, Medan, Denpasar, dan Balikpapan |
Minimum & Maximum Installment (Tenor) |
12 months until 60 months |
“In 2014, I entrusted the guarantee of vehicles to BFI Finance to develop the fleet and increase capital.”
Deddy Setiawan
Transportation Service Entrepreneur
Funds that can be borrowed start from IDR 300 million to IDR 5 billion
The collateral that can be funded is only an SHM/SHGB certificate in the name of oneself, partner, biological parents (both must be alive), in-laws (both must be alive)
The areas covered for loan products guaranteed by house / shophouse / shophouse certificates are the Jabodetabek, Surabaya, Sidoarjo, Gresik, Malang, and Balikpapan
Personal Profile
House / Shophouse Profile
Safe because BFI Finance is licensed and supervised by the Financial Services Authority
Have further questions? Contact Us
Enjoy fast disbursement process by completing the existing requirements
Long tenor ranging from 1 to 7 years
Financing from IDR 300 million to IDR 3 billion
Interest starts from 0.9% to 2% flat per month
Accepting take over from other leasing companies
You are still on applying process