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Why Choose Sharia Products at BFI Finance

akad syariah

Sharia Contract

Transactions in accordance with sharia principles

proses transparan

Transparent Process

Openness of all application processes and fees

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Fineless

There is no fine for every financing

Sharia Financing Products at BFI Finance

Use sharia financing facilities with car BPKB guarantee

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Umrah Capital Financing

#JauhLebihMudah go for Umrah with Umrah financing at BFI Syariah
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Used Car Purchase

Purchase of used cars through showrooms or individuals for consumption and productivity
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Multipurpose Financing

Financing with BPKB Car guarantee for renovation purposes, capital goods and others
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Umrah Capital Financing

#JauhLebihMudah go for Umrah with Umrah financing at BFI Syariah
Read more
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Used Car Purchase

Purchase of used cars through showrooms or individuals for consumption and productivity
Read more
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Multipurpose Financing

Financing with BPKB Car guarantee for renovation purposes, capital goods and others
Read more

Contracts - Sharia at BFI Finance

Murabahah Contract

It is the sale and purchase of goods by confirming the purchase price or acquisition price to the buyer and the buyer pays a higher price or margin as profit according to the agreement of the parties.

Ijarah Contract

It is the transfer of the right to use (benefit) of an item for a certain period of time with rental payments, without being followed by the transfer of ownership of the item itself.

Akad Al Bai'Wa Al Isti'jar

It is the sale and purchase of an asset where the buyer then rents the asset to the seller where the buyer promises to donate the asset to the seller at the end of the lease period.

MyIhram (Umrah) Financing Installment Scheme

Umrah Package Prices

Rp27.500.000 (Based on Umrah Travel prices)

Financing Price

Rp35.783.400 (BFI Syariah Selling Price)

Down Payment

15% of Umrah Travel Package Price

Admin Fee

Flat Rp1.500.000

Tenor

24 Month atau 2 Year

Installment / Month

Rp1.319.100

Margin

Rp8.283.400 (If expressed as a percentage, it is equivalent to ±33%)

*The installment scheme is only a simulation and is not a loan agreement. The numbers can change and be adjusted based on further assessments in accordance with BFI Syariah's policies.

 

Things you need to know

Maximum Financing

< Rp 40 Million perFamily

Minimum & Maximum Margin Per Year

Start from 1.32% - maximum 1.43% (In accordance with the choice of Umrah Travel and the completeness of the document)

Work Process

± 3-4 Days

Domicile

Jabodetabek, Karawang, Bandung, Medan, Pekanbaru, Batam, Palembang, Surabaya, Gresik, Sidoarjo, Pontianak, Samarinda, Balikpapan, Makassar, Kendari

Minimum & Maximum tenor

3-36 Bulan

Inspirational Promos and Information for Your Financial Life

About Us

BFI Finance Syariah is a Sharia Business Unit (SBU) of PT BFI Finance Indonesia Tbk which officially received a business license from OJK on February 14 2018 to operate and market sharia financing products.


Sharia Unit Branch Office (SUBO)