Syariah
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April 16, 2024
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Akad Syariah
Transaksi sesuai dengan prinsip syariah
Proses Transparan
Terbukanya semua proses pengajuan dan biaya
Tanpa Denda
Setiap pembiayaan tidak ada denda
#SelaluAdaJalan to find various sharia financing solutions from buying used cars, educational expenses, purchasing merchandise, home renovations, venture capital, renting shophouses and others.
My Cars
Used car financing according to sharia principles by using a sale and purchase contract without wakalah.
My Faedah
Financing for the purchase of goods (multipurpose) with the guarantee of a Car BPKB, such as building materials, household goods, and other goods that have benefits for you.
My Hajat
Financing for multi-service needs with a car BPKB guarantee, such as financing for weddings, house rentals, shop rentals, franchise purchases, home renovations and others.
My BFI Share
Sharia Multipurpose Financing (Cash Fund) with a Car BPKB guarantee.
Get many benefits through sharia financing from BFI Finance Syariah
Adalah jual beli suatu barang dengan menegaskan harga beli atau harga perolehan kepada pembeli dan pembeli membayar dengan harga lebih atau margin sebagai laba sesuai dengan kesepakatan para pihak.
Adalah pemindahan hak guna (manfaat) atas suatu barang dalam jangka waktu tertentu dengan pembayaran sewa, tanpa diikuti dengan pemindahan kepemilikan barang itu sendiri.
Adalah jual beli suatu asset yang kemudian pembeli menyewakan asset tersebut kepada penjual dimana pembeli berjanji untuk menghibahkan asset tersebut pada penjual di akhir masa sewa.
The requirements needed to apply for financing at BFI Finance Syariah
Profile
Required Document
Specifically for My Faedah, and My Hajat products, you must attach:
The following is an installment scheme for submitting My Cars products with the type of car proposed by Toyota Grand New Veloz 15AT 2019
24 Month | 36 Month | 48 Month | 60 Bulan | |
Selling Price | 207.000.000 | 207.000.000 | 207.000.000 | 207.000.000 |
Value DP* (10%) | 49.500.000 | 49.500.000 | 49.500.000 | 49.500.000 |
Insurance | 1.474.500 | 2.271.000 | 3.067.000 | 3.863.500 |
Fiducia | 400.000 | 400.000 | 400.000 | 400.000 |
Admin Fee | 6.000.000 | 6.000.000 | 6.000.000 | 6.000.000 |
Total DP | 57.374.500 | 58.171.000 | 58.967.000 | 59.763.000 |
Installment /Month | 8.029.600 | 5.857.800 | 4.788.900 | 4.160.800 |
Note: An example of the My Cars Syariah product financing installment scheme for the type of car listed may vary according to the domicile and region of application. To get the complete installment scheme, contact the BFI Finance Syariah branch or contact our WA center.
*The minimum DP value of 10% is taken from the purchase price of BFI Finance Syariah. DP can be adjusted when consumers make submissions.
Berikut ini adalah skema angsuran untuk pengajuan produk My Faedah dengan tipe mobil yang diajukan Toyota Grand New Veloz 15AT tahun 2019
24 Month | 36 Month | 48 Month | |
Selling Price | 207.000.000 | 207.000.000 | 207.000.000 |
DP* Value (10%) | 49.500.000 | 49.500.000 | 49.500.000 |
Insurance | 1.474.500 | 2.271.000 | 3.067.000 |
Fiducia | 400.000 | 400.000 | 400.000 |
Admin Fee | 6.000.000 | 6.000.000 | 6.000.000 |
Total DP | 57.374.500 | 58.171.000 | 58.967.000 |
Installment /Month | 8.029.600 | 5.857.800 | 4.788.900 |
Note: Examples of My Faedah Syariah product financing installment schemes for the type of car listed may vary according to domicile and region of application. To get the complete installment scheme, contact the BFI Finance Syariah branch or contact our WA center.
*The minimum DP value of 10% is taken from the purchase price of BFI Finance Syariah. DP can be adjusted when consumers make submissions.
The following is an installment scheme for submitting My Hajat products with the type of car proposed by the Toyota Grand New Veloz 15AT 2019
24 Month | 36 Month | 48 Month | |
Selling Price | 207.000.000 | 207.000.000 | 207.000.000 |
DP* Value (10%) | 49.500.000 | 49.500.000 | 49.500.000 |
Insurance | 1.474.500 | 2.271.000 | 3.067.000 |
Fiducia | 400.000 | 400.000 | 400.000 |
Admin Fee | 6.000.000 | 6.000.000 | 6.000.000 |
Total DP | 57.374.500 | 58.171.000 | 58.967.000 |
Installment /Month | 8.029.600 | 5.857.800 | 4.788.900 |
Note: Examples of My Hajat Syariah product financing installment schemes for the type of car listed may vary according to the domicile and region of application. To get the complete installment scheme, contact the BFI Finance Syariah branch or contact our WA center.
*The minimum DP value of 10% is taken from the purchase price of BFI Finance Syariah. DP can be adjusted when consumers make submissions.
Apply for sharia financing with BFI Finance Syariah
We try to provide the best information possible, below are the most frequently asked questions regarding BFI Finance Syariah products
BFI Finance Sharia Business Unit or BFI Finance Syariah is a non-bank financial company/institution engaged in sharia used car financing, multipurpose and multiservices.
Generally the approval process takes 2-3 days, this is also influenced by the readiness of data from consumers and field conditions.
You can contact the Whatsapp center +62 881-0124-29245.
We will charge an Admin fee
Consumers cannot continue the financing process at BFI Finance Syariah
All financing products at BFI Finance Syariah are not subject to fines.
Personal & Spouse KTP (If Married), Family Card, Proof of Home Ownership, Proof of personal and spouse income, Permanent employee Min. 2th, NPWP
There is no confiscation, but the debtor must fulfill his responsibilities by selling the car/collateral to pay off his obligations
Any further question ? Contact Us
BFI Finance Syariah is a Sharia Business Unit (SBU) of PT BFI Finance Indonesia Tbk which officially received a business license from OJK on February 14 2018 to operate and market sharia financing products.
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Sharia Unit Branch Office (SUBO)
Medan | Jakarta Selatan | Mojokerto | Samarinda |
Batam | Bogor | Surabaya | Makassar |
Palembang | Bekasi | Malang | Gorontalo |
Pekanbaru | Karawang | Gresik | Kendari |
Jambi | Bandung | Pontianak | Sorong |
Sunter | Semarang | Balikpapan | |
Tangerang | Solo | Banjarmasin |