Syariah
Israf: Definition, Dang...
Israf is an excessive behavior that is forbidden in Islam be...
January 28, 2025
3569
BFI Finance berizin dan diawasi oleh Otoritas Jasa Keuangan
Sharia Contract
Transactions in accordance with sharia principles
Transparent Process
Openness of all application processes and fees
Fineless
There is no fine for every financing
Use sharia financing facilities with car BPKB guarantee
It is the sale and purchase of goods by confirming the purchase price or acquisition price to the buyer and the buyer pays a higher price or margin as profit according to the agreement of the parties.
It is the transfer of the right to use (benefit) of an item for a certain period of time with rental payments, without being followed by the transfer of ownership of the item itself.
It is the sale and purchase of an asset where the buyer then rents the asset to the seller where the buyer promises to donate the asset to the seller at the end of the lease period.
Umrah Package Prices |
Rp27.500.000 (Based on Umrah Travel prices) |
Financing Price |
Rp35.783.400 (BFI Syariah Selling Price) |
Down Payment |
15% of Umrah Travel Package Price |
Admin Fee |
Flat Rp1.500.000 |
Tenor |
24 Month atau 2 Year |
Installment / Month |
Rp1.319.100 |
Margin |
Rp8.283.400 (If expressed as a percentage, it is equivalent to ±33%) |
*The installment scheme is only a simulation and is not a loan agreement. The numbers can change and be adjusted based on further assessments in accordance with BFI Syariah's policies.
Things you need to know
Maximum Financing |
< Rp 40 Million perFamily |
Minimum & Maximum Margin Per Year |
Start from 1.32% - maximum 1.43% (In accordance with the choice of Umrah Travel and the completeness of the document) |
Work Process |
± 3-4 Days |
Domicile |
Jabodetabek, Karawang, Bandung, Medan, Pekanbaru, Batam, Palembang, Surabaya, Gresik, Sidoarjo, Pontianak, Samarinda, Balikpapan, Makassar, Kendari |
Minimum & Maximum tenor |
3-36 Bulan |
BFI Finance Syariah is a Sharia Business Unit (SBU) of PT BFI Finance Indonesia Tbk which officially received a business license from OJK on February 14 2018 to operate and market sharia financing products.
Sharia Unit Branch Office (SUBO)