BFI Finance is a Trusted Finance Company in Indonesia

Since 1982

42 years of attending and serving the financial needs of the community

2.000.000+

People have chosen BFI Finance as their financial partner

200 Branches

Services that are spread almost throughout Indonesia

This month special promos and Information
paket express

Why should you go to BFI Finance?

BFI Finance is ready to meet your financial needs

  • Funding without Additional Fee

    Get full funds to meet your needs

  • Low Interest

    Interest starts from 0.76% per month, with annual interest rates starting from 10.86%

  • High funding

    Liquid financing starts from Rp10 million to 95% of the vehicle value

  • Funding without Additional Fee

    Get full funds to meet your needs

  • Low Interest

    Interest starts from 0.76% per month, with annual interest rates starting from 10.86%

  • High funding

    Liquid financing starts from Rp10 million to 95% of the vehicle value

Get Cash Funds Immediately with a BPKB Car Guarantee Loan at BFI Finance

Flat interest 2.25% per month

Apply Now

Get Cash Funds Immediately with a BPKB Car Guarantee Loan at BFI Finance

Flat interest 2.25% per month

Apply Now

Easy Financing Process

Apply the easy way, follow the steps below

  • fill form

    1. Online Form

    Fill out the form and complete your personal data so that the loan submission can be processed

  • konfirmasi

    2. Confirmation

    After the data is completely filled in, you will be contacted by our Call Center

  • survey

    3. Survey

    BFI Finance will conduct a survey for the next process

  • funding

    4. Loan disbursement

    Loan funds will be disbursed to a registered account

Car BPKB Guarantee Loan Installment Calculator

Plan your free financing
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Rp 1
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Calculation
*Nominal is estimated, submit to check installments according to the car guaranteed

Important Information You Need to Know

BFI Finance Receives BPKB Car Guarantee Loan

Personal Profile Requirements (Customer)

Personal Profile

  • Indonesian citizens
  • Aged 21-60 years and marital status is not married, married and divorced
  • The status of home residence, couple, family, annual contract
  • Occupation :
    • Employees (Permanent/Contract)
    • PNS
    • Entrepreneur
  • Cannot be accepted if the type of business/profession violates the law

Vehicle Profile Requirements

Vehicle Profile

  • The car is your own vehicle with the original BPKB
  • BPKB can be in the name of yourself, your partner or someone else (Attach proof of purchase)
  • BPKB can be in the name of the company provided that it attaches an SPH (Letter of Release of Rights)
  • Vehicle age
    • Maximum 20 years (minimum vehicle year 2004 for sedans, jeeps and minibuses)
    • Maximum 13 years (Minimum Year of Vehicles 2011 for Pick-Up and Truck Cars)
  • STNK / Tax
    • In Your Own Name
      • Still Available
      • Expired Tax maximum 2 years (will be deducted from the disbursement amount)
    • In the Name of Another Person
      • Alive
      • Expired Tax (Return Name in BFI)
  • Black Plate
  • Yellow Plate (Truck Special)

What is Unacceptable (non-eligible condition)

  • Red plate vehicle
  • The vehicle was once used as a taxi or ambulance

Easy Requirements

Your loan funds can be directly processed by preparing the documents below

Applicant & Spouse's ID Card (If married)

Family card

Electricity Account / PBB

Proof of income

STNK

BPKB

Get Cash Funds by Applying for a Car BPKB Guarantee Loan at BFI Finance

Long term up to 48 months

Apply Now

Get Cash Funds by Applying for a Car BPKB Guarantee Loan at BFI Finance

Long term up to 48 months

Apply Now

BPKB Car Guarantee Loan Installment Scheme

Pinjaman

Tenor

Rp 10.000.000

3 Bulan

Rp 3.308.000 

6 Bulan

Rp 1.708.000 

12 Bulan

Rp 910.000 

18 Bulan

Rp 645.500 

24 Bulan

Rp 514.500 

30 Bulan

Rp 436.500 

36 Bulan

Rp 385.500 

42 Bulan

Rp 349.500 
48 Bulan Rp 323.000

Rp 50.000.000

3 Bulan

Rp 16.538.000 

6 Bulan

Rp 8.540.000 

12 Bulan

Rp 4.549.500 

18 Bulan

Rp 3.227.000 

24 Bulan

Rp 2.571.500 

30 Bulan

Rp 2.182.500 

36 Bulan

Rp 1.926.500 

42 Bulan

Rp 1.747.000 
48 Bulan Rp 1.615.000

Rp 100.000.000

3 Bulan

Rp 33.075.500 

6 Bulan

Rp 17.079.500 

12 Bulan

Rp 9.098.500 

18 Bulan

Rp 6.453.500 

24 Bulan

Rp 5.142.500 

30 Bulan

Rp 4.364.500 

36 Bulan

Rp 3.853.000 

42 Bulan

Rp 3.494.000 
48 Bulan Rp 3.230.000

*Skema angsuran hanya bersifat simulasi, jika ingin perhitungan lebih akurat silahkan melihat di kalkulator form

 

yang Anda perlu ketahui jika pengajuan dengan jaminan BPKB Mobil di BFI Finance

Bunga Flat per Bulan

Bunga rendah mulai 0.76% s/d 1.1% flat per bulan

Suku Bunga per Tahun

Mulai 9.16% s/d 14.34% (sesuai kondisi aset & dan kelengkapan dokumen)

Minimum & Maksimum Pinjaman

Mulai dari Rp 10juta hingga 95% dari nilai Kendaraan

Domisili

Seluruh Indonesia, kecuali Aceh

Customer Success Stories

“Pada tahun 2014, saya mempercayakan jaminan kendaraan-kendaraan kepada BFI Finance untuk mengembangkan armada dan menambah modal.”

Deddy Setiawan

Pengusaha Jasa Transportasi

"Peran BFI buat saya, sangatlah membantu kebutuhan diwaktu saya butuh modal dan usaha saya bisa berkembang juga atas bantuan dari BFI Finance"

Farida

Warung Mbah Mie - Ketapang

Frequently Asked Questions

1. What is the minimum and maximum amount of funds?

Funds that can be borrowed start from IDR 10 million to 95% of the vehicle value

2. What are the provisions for the type and year of vehicle that can be guaranteed?

The vehicle profiles that can be borrowed are as follows:

  • The car is your own vehicle with the original BPKB
  • BPKB can be in the name of yourself, your partner or someone else (Attach proof of purchase)
  • BPKB can be in the name of the company provided that it attaches an SPH (Letter of Release of Rights)
  • Vehicle age
  • Maximum 20 years (Minimum Vehicle Year 2004 for sedans, jeeps and minibuses)
  • Maximum 13 years (Minimum Vehicle Year 2011 for pick-up cars and trucks)
  • STNK / Tax
  • In Your Own Name
    • Still valid
    • Dead Tax maximum 2 years (will be deducted from the disbursement amount)
  • In the Name of Another Person
    • Life
    • Dead Tax (Change of name in BFI)
  • Black Plate
  • Yellow Plates except for special commercial yellow plate transportation ( public transportation & taxi)

3. What are the requirements for applying for a BPKB Car loan?

Prepare initial requirements documents, such as:

  • KTP of the applicant (and partner if married)
  • Family Card
  • Electricity Account / PBB
  • Proof of Income
  • STNK & BPKB

4. How do I apply for a loan?

Click Apply now and please fill out the financing application form on our website, then our call center will contact you, make a survey schedule. After that, the data is sent to the nearest branch from your domicile for physical verification of the guarantee unit.

5. Can BPKB a/n other people?

BPKB can be in the name of yourself, your partner or someone else (Attach proof of purchase)

6. Is BFI Finance safe?

Safe because BFI Finance is licensed and supervised by the Financial Services Authority

Have further questions? Contact Us

Enjoy a fast disbursement process by completing the existing requirements

Apply Now Submission Consultation
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