Mengapa Memilih Produk Syariah Di BFI Finance

Akad Sharia

Transactions in accordance with sharia principles

Transparent Process

Openness of all application processes and fees

Without Fines

There is no fine for every financing

Didn't find your preferred travel option?

Every Umrah travel agency on My Ihram will undergo a legal check for your safety and certainty of departure.

side image product
side image product

Didn't find your preferred travel option?

Every Umrah travel agency on My Ihram will undergo a legal check for your safety and certainty of departure.

Umrah Travel in Collaboration with BFI Finance

Want to Become a BFI Syariah Travel Partner?

Please contact BFI Finance for Umrah financing cooperation

side image product
side image product

Want to Become a BFI Syariah Travel Partner?

Please contact BFI Finance for Umrah financing cooperation

MyIhram Financing Installment Scheme

Harga Paket Umrah

Rp27.500.000 (Berdasarkan harga Travel Umrah)

Financing Price

Rp35,783,400 (BFI Syariah Selling Price)

Down Payment

15% of the Umrah Travel Package Price

Admin

Flat Rp1.500.000

Tenor

24 Month or 2 Year

Installment / Month

Rp1.319.100

Margin

Rp8,283,400 (If expressed as a percentage, it is equivalent to ±33%)

*The installment plan is for simulation purposes only and does not constitute a loan agreement. The figures are subject to change and adjustment based on further assessment in accordance with BFI Syariah policy.

 

Things you need to know

Maksimum Pembiayaan

< Rp 40 Juta per Kartu Keluarga

Minimum and Maximum Margin Per Year

Starting from 1.32% - maximum 1.43% (depending on the choice of Umrah travel and completeness of documents)

Work Process

± 3-4 Days

Domicile

Jabodetabek, Karawang, Bandung, Medan, Pekanbaru, Batam, Palembang, Surabaya, Gresik, Sidoarjo, Pontianak, Samarinda, Balikpapan, Makassar, Kendari

Minimum & Maximum tenor

3-36 Months

Pertanyaan yang Sering Diajukan

Secara umum, hutang dalam rangka melakukan ibadah, terbagi menjadi dua rincian :
1. Punya harapan mampu membayar hutang / cicilan
2. Tidak punya harapan membayar cicilan

Terdapat khilaf antara para Ulama
1. Wajib, menurut sebagian ulama Hanafiyah, para ulama Syafii'iyah, dan para Ulama Hambali
Dalil Hukum Wajib
Firman Allah Ta’ala :
“Dan sempurnakanlah ibadah haji dan ‘umrah karena Allah.” (QS. Al Baqarah: 196).
Hadits:
‘Aisyah radhiyallahu ‘anha, ia berkata, “Wahai Rasulullah, apakah wanita juga wajib berjihad?” Beliau shallallahu ‘alaihi wa sallam menjawab, “Iya. Dia wajib berjihad tanpa ada peperangan di dalamnya, yaitu dengan haji dan ‘umroh.” (HR. Ibnu Majah no. 2901, hadits ini shahih sebagaimana kata Syaikh Al Albani

2. Sunnah Muakkad, menurut para ulama Malikiyah dan sebagian Hanafiyah
Hadits : 
Hadits Jabir bin ‘Abdillah radhiyallahu ‘anhuma, ia berkata bahwa Rasulullah shallallahu ‘alaihi wa sallam ditanya mengenai ‘umroh, wajib ataukah sunnah. Nabi shallallahu ‘alaihi wa sallam menjawab, “Tidak. Jika engkau berumroh maka itu afdhol.” (HR. Tirmidzi no. 931, sanad hadits ini dho’if sebagaimana kata Syaikh Al Albani) 

Tidak, akan ditagihkan / dilanjutkan ke ahli waris

Bisa, tentu melalui proses verifikasi terlebih dahulu dari BFI Finance, hal ini dilakukan untuk menjamin kredibilitas travel dan kepastian keberangkatan jamaah

Tidak ada asuransi jiwa pada pembiayaan di My Ihram di BFI Finance

Inspirational Promotions and Information for Your Financial Life

Unit Usaha Syariah (UUS) BFI Finance didukung oleh 22 kantor cabang yang tersebar di Indonesia

Temukan kantor cabang unit syariah terdekat dengan Anda

Jam operasional semua cabang BFI Finance:
Senin-Jumat 08.15-16.30 WIB,
Sabtu 08.00-12.00 WIB

Umrah Now With My Ihram

Umrah Now With My Ihram

side image product
side image product

Umrah Now With My Ihram

Umrah Now With My Ihram