Key Financial Highlights BFI Finance

Figures in tables below are presented in billion rupiah.

Description	2019	2020	2021	2022	2023
Consolidated Statement of Profit or Loss and Other Comprehensive Income
Financing Income	5,000	4,302	3,821	5,117	6,042
Others	241	268	302	266	311
Total Income	5,241	4,570	4,123	5,383	6,353
Salaries and Benefits	1,217	1,122	1,023	1,325	1,457
Interest and Financing Charges	1,008	871	570	624	951
General and Administrative	705	536	647	771	871
Allowance for Impairment Losses	426	1,058	435	367	786
Others	793	113	37	57	263
Total Expenses	4,149	3,700	2,712	3,144	4,328
Profit Before Tax	1,092	870	1,411	2,239	2,025
Income Tax Expense	380	168	280	432	381
Profit for the Year	712	702	1,131	1,807	1,644
Other Comprehensive Income for the Year - Net of Tax	(102)	126	67	14	2
Total Comprehensive Income for the Year	610	828	1,198	1,821	1,646

Consolidated Statement of Financial Position
Cash and Cash Equivalents	660	1,415	969	1,073	1,740
Net Financing Receivables	17,439	12,700	13,683	19,562	20,759
Other Receivables - Third Parties	154	155	87	163	251
Derivative Assets	-	-	-	103	57
Fixed Assets - Net	541	606	607	659	721
Intangible Assets - Net	30	43	56	140	255
Other Assets	266	282	234	230	209
Total Assets	19,090	15,201	15,636	21,930	23,992
Fund Borrowings - Third Parties	7,730	4,795	4,789	10,247	8,666
Securities Issued - Net	3,758	2,979	2,488	1,581	4,721
Other Payables	1,522	821	929	1,346	1,105
Total Liabilities	13,010	8,595	8,206	13,174	14,492
Equity	6,080	6,606	7,430	8,756	9,500
Total Liabilities and Equity	19,090	15,201	15,636	21,930	23,992