Key Financial Highlights BFI Finance

Figures in tables below are presented in billion rupiah (unless stated otherwise).

Description	2020	2021	2022	2023	2024
Consolidated Statement of Profit or Loss and Other Comprehensive Income
Financing Income	4,302	3,821	5,117	6,042	6,030
Others	268	302	266	311	305
Total Income	4,570	4,123	5,383	6,353	6,335
Salaries and Benefits	1,122	1,023	1,325	1,457	1,517
Interest and Financing Charges	871	570	624	951	931
General and Administrative	536	647	771	871	875
Allowance for Impairment Losses	1,058	435	367	786	850
Others	113	37	57	263	235
Total Expenses	3,700	2,712	3,144	4,328	4,408
Profit Before Tax	870	1,411	2,239	2,025	1,927
Income Tax Expense	168	280	432	381	362
Profit for the Year	702	1,131	1,807	1,644	1,565
Other Comprehensive Income for the Year - Net of Tax	126	67	14	2	(56)
Total Comprehensive Income for the Year	828	1,198	1,821	1,646	1,509

Consolidated Statement of Financial Position
Cash and Cash Equivalents	1,415	969	1,073	1,740	1,614
Net Financing Receivables	12,700	13,683	19,562	20,759	22,096
Other Receivables - Third Parties	155	87	163	251	293
Derivative Assets	-	-	103	57	28
Fixed Assets - Net	606	607	659	721	673
Intangible Assets - Net	43	56	140	255	199
Other Assets	282	234	230	209	217
Total Assets	15,201	15,636	21,930	23,992	25,120
Fund Borrowings - Third Parties	4,795	4,789	10,247	8,666	10,823
Securities Issued - Net	2,979	2,488	1,581	4,721	2,936
Other Payables	821	929	1,346	1,105	1,179
Total Liabilities	8,595	8,206	13,174	14,492	14,938
Equity	6,606	7,430	8,756	9,500	10,182
Total Liabilities and Equity	15,201	15,636	21,930	23,992	25,120