Entrepreneur Package, Loans with Flat Interest Starting from 0.78% / Month

For BFI friends who own a business, now is the right time for you to expand your business with additional capital from BFI Finance. It's easy, just apply for a loan with your House Certificate as collateral and get disbursement funds ranging from 300 million to 5 billion.

Application requirements:

1. Minimum age of 21 years and maximum age of 65 years (until the loan is fully paid).
2. Only applicable to the following branches:
   • Jabodetabek
   • East Java Area (Surabaya, Sidoarjo, Malang, and Gresik)
3. Prospective customers are new customers or existing customers who have completed their credit term.
4. Ownership of house, shop, or shop-house under the applicant's name or spouse's name.
5. Prospective customers or their spouse are self-employed.

Property profile for houses, shops, and shop-houses:

1. Have property rights (SHM/SHGB) under the applicant's name and spouse's name.
2. Not located in an alley, can accommodate 1 car lane (3 meters), and not in a settlement.
3. Not close to public facilities, power lines, cemeteries, or river basins.
4. Not in the process of being sold.
5. Occupied or not vacant.

Required documents:

1. Personal documents: ID card (KTP), Family card (KK), Tax ID (NPWP), Marriage certificate.
2. Last property tax (PBB) receipt, and STTS payment.
3. Asset documents: PBB, Property rights certificate (SHM), and Building Permit (IMB) (Main IMB or Split IMB).
4. Income documents (For Entrepreneurs):
   • Business bookkeeping/invoices for the past year.
   • Proof of income.
   • Last 6 months' bank statements.
   • Business license (SIUP/TDP/NIB) and Articles of Establishment or Partnership Deed (CV).
   • Business Tax ID (NPWP).

Application Conditions:

1. Minimum disbursement amount of 300 million.
2. Maximum tenure of 5 years.
3. Interest rate Start From 0.78% per month.

Let's apply for a loan with a house certificate as collateral at BFI Finance by filling out the following form.