Applying for a loan with a certificate guarantee is a way that is still considered effective by people to get large funds in a short time. Starting from banks to non-bank financial institutions, many have provided this certificate guarantee loan service. However, where do you apply for a loan with a secure and fast certificate guarantee?
The purpose of applying for a loan with a certificate guarantee also varies. Such as for business capital needs, office renovations, education costs, to urgent needs such as health costs. Or for investment needs, so that the property you own can generate passive income.
There are various advantages that you can get by applying for a loan with a home certificate guarantee. The disbursement of the funds obtained can range from 70-80% of the value of the house you guarantee. The tenor can also be adjusted according to your needs and abilities.
Also read: Benefits of Applying for BFI Products Loans
Then, what do you have to prepare to apply for a loan with a certificate guarantee? And where can you apply for a loan safely and quickly? Come on, see the following review!
1. Loan Preparation With Certificate Guarantee
Before you apply for a loan with a certificate guarantee, there are several things you must prepare.
In addition to preparing complete documents, you also have to understand the terms of the house that you will use as collateral. Generally, the conditions are that the house certificate must be in the name of the customer himself or his partner. The house that is guaranteed must have access to a public road that can be passed by one car. In addition, the house that is guaranteed must not be located near public facilities, SUTET, or cemeteries because the selling value is not good.
Also, make sure that you choose a tenor that fits your abilities and needs. Generally, a loan with a certificate guarantee provides a long tenor option, because the value of the collateralized asset is large. Usually, the tenor given varies, with a minimum of 5 years and a maximum of 10 years. To find out the loan tenor and nominal that is right for you, you can do a loan simulation first to adjust it to your financial situation.
Also read: Benefits of Applying for a Car BPKB Guarantee Multipurpose Credit
2. Where is a Secure and Fast Certificate Guarantee Loan?
Today, many financial institutions, from banks to non-banks, offer loan services with certificate guarantees. However, be careful, okay? Don't be careless and carelessly choose a financial institution to entrust your assets.
Be sure to choose a financial institution that has been registered and supervised by the OJK. So, you have legal protection if something unexpected happens in the transaction process.
For example, you can apply for a loan at BFI Finance Indonesia. BFI Finance Indonesia has been registered and supervised by OJK, and has been a trusted financial solution for 39 years. In addition, you also have the opportunity to get a loan of fewer than 2 weeks if you are judged to meet the applicable requirements.
Stay alert and choose a trusted financial institution, yes! Apply for a loan with a secure and trusted certificate guarantee at BFI Finance Indonesia.
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