BFI Dana Express Mobil - Car BPKB Collateral Loan

Need cash for

Venture Capital?

BFI Finance is ready to help you

Application quickly approved

Long term up to 48 months

Application quickly approved

Long term up to 48 months

Calculate Simulation

BFI Finance is licensed and supervised by Otoritas Jasa Keuangan

Why Choose BFI Finance?

BFI Finance is ready to meet your financial needs

Get Cash Funds Immediately with a BPKB Car Guarantee Loan at BFI Finance

Flat interest 0.76% per month

Easy Steps to Apply for a Loan

Quick and Simple Process!

1. Online Form

Siapkan data jaminan aset dan data diri Anda

2. We will contact you

You will be contacted by our Call Center for loan and tenor consultation

3. Asset Survey and Validation

We will conduct surveys and asset checks for the next process

4. Disbursement of Funds

Once the survey is completed and approved, the funds will be disbursed to your account immediately

Car BPKB Collateral Loan Simulation

Plan Your Financing for Free

Disbursement of Funds Up to

Rp1.000.000.000

Select Domicile Address

Car to be used as collateral

Disbursement of Funds Up to

Rp1.000.000.000

*The financing amount is an estimate. The financing amount is determined based on the vehicle's condition verification.

Important Information You Need to Know

BFI Finance Receives BPKB Car Guarantee Loan

Personal Profile

Indonesian citizens
Aged 21-60 years and marital status is not married, married and divorced
The status of home residence, couple, family, annual contract
Occupation :
- Employees (Permanent/Contract)
- PNS
- Entrepreneur
Cannot be accepted if the type of business/profession violates the law

Vehicle Profile

The car is your own vehicle with the original BPKB
BPKB can be in the name of yourself, your partner or someone else (Attach proof of purchase)
BPKB can be in the name of the company provided that it attaches an SPH (Letter of Release of Rights)
Vehicle age
- Maximum 20 years (minimum vehicle year 2006 for sedans, jeeps and minibuses)
- Maximum 13 years (Minimum Year of Vehicles 2013 for Pick-Up and Truck Cars)
- STNK / Tax In Your Own Name
  - Still Available
  - Expired Tax maximum 2 years (will be deducted from the disbursement amount)
  In the Name of Another Person
  - Alive
  - Expired Tax (Return Name in BFI)
Black Plate
Yellow Plate (Truck Special)

What is Unacceptable (non-eligible condition)

Red plate vehicle
The vehicle was once used as a taxi or ambulance

Easy Requirements

Your loan funds can be directly processed by preparing the documents below

Applicant's and Spouse's ID Card (If married)

Family Register

Electricity Bill

Proof of Income

Vehicle Registration

Vehicle Ownership Certificate

Get Cash Funds by Applying for a Motorcycle BPKB Guarantee Loan at BFI Finance

Tenor up to 48 months

BFI Dana Express Car Installment Scheme - Car BPKB Collateral Loan


Loan	Rp50,000,000
Time Period	12 months or 1 year
Interest	Rp50,000,000 x 0.76% x 12 months = Rp4,560,000
Total Loan	Rp50,000,000 + Rp4,560,000 = Rp54,560,000
Installment / month	Rp54,560,000 / 12 Bulan = Rp4,546,000

*The installment scheme is only a simulation and is not a loan agreement. The numbers can change and be adjusted based on further assessments in accordance with BFI Finance's policy.

Things you need to know if you apply with a car BPKB guarantee at BFI Finance:


Flat Rate per Month	Low interest rates starting from 0.76% to 1.1% flat per month
Minimum and Maximum Interest Rates per Year	Starting from 9.2% - maximum 13.8% (depending on asset condition & completeness of documents)
Minimum and Maximum Loan	Starting from IDR 10 million to 90% of the vehicle value
Domicilie	All of Indonesia, except Aceh
Minimun & Maximum Installments (Tenor)	3 Months to 48 Months