Board of Directors

Francis Lay Sioe Ho
President Director
Sudjono
Finance Director
Sutadi
Business Director
Andrew Adiwijanto
Operations and Human Capital Director
Sigit Hendra Gunawan
Enterprise Risk Director (Independent)
Francis Lay Sioe Ho

Francis Lay Sioe Ho

President Director

Indonesian citizen, born in 1948, aged 69 (as of 31 December 2017), domiciled in Jakarta. He was appointed as Director of the Company in 1983 and later served as President Director in 1986. He was reappointed to the position of President Director pursuant to the Deed of Minutes of AGMS No. 80 dated 15 June 2011 for the period of 2011–2016 and the Deed of Minutes of EGMS No. 43 dated 25 April 2016 for the period of 2016–2021. Prior to joining BFI Finance, he worked as an Executive Officer at the Ministry of Finance in Singapore in 1972–1973, then joined PT Indovest in 1975 as Treasury Officer, served as Credit Manager until 1980, and Credit Department Head in 1980–1983. He earned his Bachelor of Business Administration (B.B.A.) degree from the University of Singapore (now the National University of Singapore or NUS) in Singapore in 1972, and Master of Business Management (M.B.M.) from the Asian Institute of Management (AIM) in Manila, Philippines, in 1975.

Sudjono

Sudjono

Finance Director

Indonesian citizen, born in 1970, aged 47 (as of 31 December 2017), domiciled in South Tangerang. He serves as the Company’s Finance Director pursuant to the Deed of Minutes of AGMS No. 18 dated 6 May 2014 in conjunction with Deed of Meeting Resolutions Statement No. 3 dated 25 June 2014 for the period of 2014–2019, and concurrently holds the position of Corporate Secretary based on the Board of Directors’ Decree No. BOD–BOC/VI/2014–0011 dated 24 June 2014. Previously, he had concurrently held the position of Information Technology Director from May 2014 to end of May 2017. Prior to his appointment as Director, he served as Head of Finance and Information Technology Division and other positions at BFI Finance from 1993 until April 2014, and Member of the Risk Management Committee from 2003 until 2013. Prior to joining BFI Finance, he had served as Senior Auditor at the Public Accounting Firm of Hans Tuanakotta Mustofa – member firm of Deloitte Touche Tohmatsu International in 1991–1993. He obtained his Enterprise Risk Manager (ERM™) certification from Asia Risk Management Institute (AriMI) and the National University of Singapore (NUS) in Singapore in 2009, and his Master of Business Administration (M.B.A.) degree from Institut Pengembangan Manajemen Indonesia (IPMI), Jakarta, in 2006, and Bachelor of Economics degree, majoring in Accounting, from Tarumanagara University, Jakarta, in 1993.

Sutadi

Sutadi

Business Director

Indonesian citizen, born in 1974, aged 43 (as of 31 December 2017), domiciled in Tangerang. He has been serving as the Company’s Business Director since May 2014 pursuant to the Deed of Minutes of EGMS No. 18 dated 6 May 2014 in conjunction with the Deed of Meeting Resolutions Statement No. 3 dated 25 June 2014 for the period of 2014–2019. Previously, he has served in various other positions at the Company, among others, Retail Business Head until April 2014, Department Head and Associate Division Head (2008–2012), Regional Manager (2006–2008), Branch Manager (2004–2006), Branch Establishment Manager (2001– 2004), and Branch Manager (2000–2001). He had served as Sales Executive in Marketing Export at PT Tjiwi Kimia Pulp & Paper since (1999–2000), and Collection & Credit Analyst Officer of PT Bunas Finance Indonesia (1997– 1999). He earned his Bachelor of Industrial Engineering degree from Trisakti University, Jakarta, in 1998.

Andrew Adiwijanto

Andrew Adiwijanto

Operations and Human Capital Director

Indonesian citizen, born in 1968, aged 49 (as of 31 December 2017), domiciled in Jakarta. He has been serving as the Company’s Operations and Human Capital Director since April 2017 pursuant to the Deed of Minutes of EGMS No. 25 dated 18 April 2017 in conjunction with the Deed of Meeting Resolutions Statement No. 17 dated 11 August 2017 for the period of 2017–2022. Previously, he was Member of the Nomination and Remuneration Committee from April 2015 to April 2017 pursuant to the Board of Commissioners’ Decision Letter No. BOC/SK/IV/2015–0081 dated 13 April 2015 and was reconfirmed by the Board of Commissioners’ Decision Letter No. BOC/SK/VI/2016-05 dated 21 June 2016, as well as Operations & Control Head (2012–2017) and Compensation & Benefit Head (2014–2017). He joined BFI Finance in 1993 as Marketing Officer and has held various other positions, among others, Branch Manager in Makassar, Denpasar, and Palembang, Regional Manager for Sumatra region, and Department Head for Quality Service, Corporate Services, Human Resources and Branch Operations. He earned his Bachelor of Electrical Engineering degree from Sekolah Tinggi Teknik Surabaya (STTS), East Java, in 1992, and Master of Business Administration (M.B.A.) from University of Gadjah Mada, Jakarta, in 2013. He holds a special certificate for joining “Human Capital Management: Making HR & Business Partnership Work”, an intensive course from the Asian Institute of Management (AIM) in Manila, Philippines, in 2008.

Sigit Hendra Gunawan

Sigit Hendra Gunawan

Enterprise Risk Director (Independent)

Indonesian citizen, born in 1968, aged 49 (as of 31 December 2017), domiciled in Tangerang. He has been serving as the Company’s Enterprise Risk Director (Independent) since April 2016 pursuant to the Deed of 2016 EGMS Minutes No. 43 dated 25 April 2016 for the period of 2016–2021. He joined the Company as Enterprise Risk Head in 2015. Previously, he worked at Adira Finance in 2005–2015, with his last position as Head of Credit Division or Deputy Director – Head of Credit & Collection, and PT Astra Sedaya Finance as Account Management Department Head and Credit Analyst and Risk Department Head (Fleet Division) from January 1994 to August 2005. He earned his Certified Business Management in 2004 and Certified Business Management–Operation in 2003, both from Prasetiya Mulya Business School, Jakarta. He obtained his Bachelor of Industrial Engineering degree from Trisakti University, Jakarta, in 1993.